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Dear Local 95 Welfare Fund Plan Participant:

Because of the continuing increased costs of providing medical/hospital coverage and insufficient funding to maintain your coverage, the Fund has and continues to operate at a deficit. Although the Trustees still meet regularly, working to resolve this issue, the sustainability of your insurance coverage is in question.

We are writing to inform you that ANTHEM (Empire BlueCross BlueShield) has informed the Plan that they have terminated the medical/hospital insurance contract retroactive to February 1, 2024.

This does not include your prescription benefit, provided through a separate contract with Navitus RX, and will continue uninterrupted.

The Board of Trustees intends to continue to provide medical/hospital that has been collectively bargained for, and the parties continue to meet to negotiate a new agreement to provide sufficient funding needed for the medical benefits that you receive. The Trustees are working with these parties to continue to provide benefits for you.

The Fund’s Board of Trustees is working on many different fronts to find an alternative means of providing medical/hospital coverage for you. Your union negotiators are also working diligently at the bargaining table to negotiate higher contributions from your employer to cover the increasing costs of providing your health care.

The Fund is also working to limit any disruption in your health care and will update its website, , as soon as they are available. In the meantime, we ask, to the extent possible, that you hold off on any elective or non-essential medical/hospital visits during the interim. Please know your Fund intends to cover any expenses already incurred. If you have any questions, please contact the Fund office at (212) 343-1660.

Understand that the Trustees do not take this matter lightly. They continue to meet regularly to explore all possible alternatives to providing health insurance.


Sincerely yours,

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